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BUSINESS OWNERS POLICY
Commercial insurance is a type of insurance that covers businesses. This insurance can cover things like property damage, liability, and even business interruption. Commercial insurance can help protect businesses from financial losses that may occur due to unforeseen events.
There are four main types of commercial insurance: property, liability, workers’ compensation, and automobile. Property insurance covers the buildings and contents owned by the business, while liability insurance covers claims made against the business for bodily injury or property damage. Workers’ compensation insurance provides benefits to employees who are injured on the job, and automobile insurance covers vehicles used for business purposes.
Commercial insurance can help protect your business from financial losses due to damage to your property, theft, or liability claims. It can also help you continue operating your business after an incident by covering the cost of repairs or replacement of damaged equipment.
There is no one answer to this question as commercial insurance rates can vary greatly depending on a number of factors such as the type of business, the location of the business, the size of the business, etc. However, most businesses can expect to pay anywhere from a few hundred dollars to several thousand dollars per year for their commercial insurance coverage.
There are a few things you need to do in order to get commercial insurance. First, you need to find an insurance company that offers this type of coverage (hence why you are here). Once you’ve found a few potential companies, you’ll need to get quotes from each one in order to compare rates (lucky you! We’re brokers so we can shop multiple carriers for you). Finally, once you’ve chosen the right company for your needs, you’ll need to fill out an application and pay the first premium.